Finance Your Inputs With Federated Now
Jan 14, 2026
Kelly Meyer, Federated’s business service specialist, wants you to know that there’s still time to finance your crop inputs in 2026.
“Don’t wait until planting is underway,” Meyer said. “Through our partnership with CFA we’re currently offering very competitive interest rates to help growers lock in supply at a cheaper price to minimize stress and eliminate unknown in-season price jumps.”
The Federated Base Rate Program through CFA offers a 6.75% fixed interest rate until August 26, 2026, and then prime plus 1% until the loan matures in March, 2027.
Those who qualify for our Power of One Program earn the same benefits but at a 5% fixed interest rate. Power of One is available to growers who purchase 100% of their needs at Federated Co-ops, including propane and fuel, fertilizer, seed, crop protection, lime and custom application.
Both options are great ways to increase your flexibility. “It’s just like cash,” said agronomy manager Kevin Carlson. “It’s your loan, so you can use it exactly how you need to. For instance, you can use it for in-season purchases like our custom spraying or custom spreading services. Right now, it’s great to pre-pay fertilizer or seed. It’s very convenient, with incredibly competitive rates.”
Why use Federated’s CFA financing programs? Some reasons include:
The Federated finance program is available to growers through May.
“Don’t wait until planting is underway,” Meyer said. “Through our partnership with CFA we’re currently offering very competitive interest rates to help growers lock in supply at a cheaper price to minimize stress and eliminate unknown in-season price jumps.”
The Federated Base Rate Program through CFA offers a 6.75% fixed interest rate until August 26, 2026, and then prime plus 1% until the loan matures in March, 2027.
Those who qualify for our Power of One Program earn the same benefits but at a 5% fixed interest rate. Power of One is available to growers who purchase 100% of their needs at Federated Co-ops, including propane and fuel, fertilizer, seed, crop protection, lime and custom application.
Both options are great ways to increase your flexibility. “It’s just like cash,” said agronomy manager Kevin Carlson. “It’s your loan, so you can use it exactly how you need to. For instance, you can use it for in-season purchases like our custom spraying or custom spreading services. Right now, it’s great to pre-pay fertilizer or seed. It’s very convenient, with incredibly competitive rates.”
Why use Federated’s CFA financing programs? Some reasons include:
- Up to $1 million in credit with a simple application process that can be approved within 24 hours
- Locked-in input costs
- Improved security of product supply
- Non-revolving line of credit
- No penalty for early payment
- Loan fee of just $200
The Federated finance program is available to growers through May.